Florida and texas
hard money lenders

First Closing Fix and Flip and Rental Loans
For Your Investment Properties

LOAN PRODUCTS

Explore our tailored financing solutions for your real estate projects

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Fix and Flip

Funding For Rehab + Purchase

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$50,000 up to $3,000,000

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Interest Rate 10.5%-12.99%

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Origination Fee From 1.5%

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Up to 85% of Purchase and 100% of Rehab

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Rental Property

30 Year DSCR loans in Florida and Texas

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Up to $1,500,000

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Interest Rate 6.75%-8.25%

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Origination Fee From 1.5%

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Up to 85% of LTV

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Ground Up Construction

Ground Up Construction loans in Florida and Texas

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Up to $3,500,000

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Interest Rate 11.25%-13.25%

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Origination Fee From 1.5%

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Up to 80% of LTV

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Where we lend

Ridge Street provides hard money loans to real estate investors in 35 states.

We focus our efforts in Texas and Florida.

Texas landscape

Texas

Hard Money Loans | DSCR Loans

Texas landscape

Texas

Hard Money Loans | DSCR Loans

Why Choose Us

Simple Online Application

Easy 2 minute online application, with no credit pull required.

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Quick Turn Around

Receive a Term Sheet within the hour.

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Reliable Financing

Integrity and honesty are the foundations of our business. When we commit to a loan, we make sure you close on time.

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Ridge Street Client Reviews

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Client

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What an amazing experience

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Client

Name Here

What an amazing experience

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Client

Name Here

What an amazing experience

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Client

Name Here

What an amazing experience

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PAST PROJECTS

A Proven Track Record Funding Projects Like These

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room
For Sale

4323 Albert Rd, Miami Beach

Location Miami, Florida

2,350 Square Feet

2 Bedrooms

4 Garages

3 Bathrooms

  • Loan Amount: $328,000
  • Rate: 11.75%
  • LTV: 84.65%
  • Term: 12 Months
    • room
    For Sale

    AMLI 7th Street Station

    Location Houston, Texas

    2,350 Square Feet

    2 Bedrooms

    4 Garages

    3 Bathrooms

  • Loan Amount: $328,000
  • Rate: 11.75%
  • LTV: 84.65%
  • Term: 12 Months
    • room
    For Sale

    201 South Orange Avenue

    Location Orlando, Florida

    2,350 Square Feet

    2 Bedrooms

    4 Garages

    3 Bathrooms

  • Loan Amount: $328,000
  • Rate: 11.75%
  • LTV: 84.65%
  • Term: 12 Months

    • Interest in working with us

    We work with real estate investors across the country every day. How can we help?

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    Active Deal

    I have an active deal and would like a Term Sheet

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    Pre-Approval

    I’d like to to get pre-approved so I can find my next deal.

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    Schedule A Call

    I’d like to schedule a call.

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    Real estate wholetailing investment technique that combines the best aspects of two of the most common strategies - flipping houses and wholesaling. With wholetailing, you can earn large.

    May 9, 2024

    Investor’s Guide To Real Estate Wholetailing

    Real estate wholetailing investment technique that combines the best aspects of two of the most common strategies - flipping houses and wholesaling. With wholetailing, you can earn large.

    Ready To Get
    Started

    With Ridge Street, obtaining a private mortgage loan is easier than you think! You can get pre-approved online and a Term Sheet that Meet’s your needs will be sent to you within the hour.